Certificate of Insurance

JM Arbor Care is Fully Insured to Protect YOU

When it comes to hiring a tree care company, insurance isn’t optional—it’s essential. Choosing a business that isn’t properly bonded, licensed, and insured shifts all the risk onto you as the homeowner. That means if something goes wrong—whether it’s an accident or property damage—you could be held financially responsible.

Imagine this: an uninsured worker falls while trimming your tree and ends up in the hospital. Instead of their employer’s insurance covering the injury, you could be sued. Even worse, your homeowner’s policy might not help, since insurers expect you to hire contractors with proper coverage.

The Types of Insurance That Safeguard You

Workers’ Compensation

• Cuts and lacerations
• Falls from trees or equipment
• Electrocution from power lines
• Even fatal accidents

Without it, the liability could fall on you—even though you hired a professional.

General Liability Insurance

This policy covers damage to your property caused by tree work, such as:

• Falling limbs hitting your roof, deck, or pool
• Fires caused by equipment
• Property damage from improper use of machinery

It doesn’t just cover your house—it can extend to cars, sheds, patios, and neighboring property.

Commercial Auto Insurance

Tree service requires heavy-duty vehicles and equipment. Commercial auto insurance covers accidents involving those vehicles, like:

• A lift damaging your roofline
• A truck backing into your garage
• A company vehicle hitting another car or person

Why It Matters More Than You Think

Tree work is one of the most dangerous professions in the U.S. Statistics show:

• A tree care worker loses their life every three days in America.
• More than 30,000 chainsaw-related injuries are treated in ERs each year.

Even when safety precautions are followed, accidents happen. Insurance ensures you’re not left holding the bill.

Protect Your Home with JM Arbor Care

We care about your trees. We care about your safety. Let us help you keep your landscape beautiful and your home secure.