1. Answer initial 3 questions
2. Enter Program Phone Number: (800) 774-7598
3. Enter Loan Code:
   • 6 Months Same as Cash: DEL2624
   • 90 Days Same as Cash: DEL2623
   • Traditional Installment Loan: DEL2622
4. Enter Contractor ID: 186093
5. Provides project’s estimated costs/loan amount and the project type: Tree Service
6. Enter personal information
7. Review information entered, provides consents, selects loan delivery options and submits loan for EnerBank to approve.

* 90-Day Same-As-Cash Loan
Loans provided by EnerBank USA, Member FDIC, (1245 Brickyard Rd., Suite 600, Salt Lake City, UT 84106) on approved credit, for a limited time. *Repayment terms vary from 15 to 123 months. Interest waived if repaid in 90 days.17.99% fixed APR, effective as of 3/1/2020, subject to change. Interest starts accruing when the loan closes.

** 6-Months Same-As-Cash
Loans provided by EnerBank USA, Member FDIC, (1245 Brickyard Rd., Suite 600, Salt Lake City, UT 84106) on approved credit, for a limited time. *Repayment terms vary from 18 to 126 months. Interest waived if repaid in 180 days. 17.99% fixed APR, effective as of 3/1/2020, subject to change. Interest starts accruing when the loan closes.

*** Traditional Installment Loans
Credit and loans provided by Regions Bank d/b/a EnerBank USA, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 8.99% to 15.99% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Open line period payments due 90 days after origination and monthly thereafter during open line period. When open line period ends, the balance becomes a fixed rate installment loan; repayment terms vary from 12 to 144 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days from the end of the open line period.